221356P.pdf   08/21/2023  K.C. Hopps, Ltd.  v.  The Cincinnati Insurance Co.
   U.S. Court of Appeals Case No:  22-1356
   U.S. District Court for the Western District of Missouri - Kansas City   
   [PUBLISHED] [Kobes, Author, with Smith, Chief Judge, and Stras, Circuit 
   Judge] 
   Civil Case - COVID-19. Plaintiff, an owner and manager of various bars, 
   restaurants, catering services, and event spaces, was not entitled to 
   insurance coverage for lost business income incurred during the COVID-19 
   pandemic and the district court thus did not err in denying plaintiff's 
   renewed motion for judgment as a matter of law after a jury returned a 
   verdict in favor of plaintiff's insurer; the mere presence of the virus at 
   plaintiff's properties was insufficient to show a covered loss; any errors 
   in the jury instructions did not impact plaintiff's substantial rights.