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                        as a courtesy to the reader. They are not part of the opinion of the court.

002115P.pdf   05/03/2001  Victor Ingrim  v.  State Farm Fire &
   U.S. Court of Appeals Case No:  00-2115
   Southern District of Iowa   
   Civil case - insurance. When a bad faith cause of action arises from 
   an insurer's investigation and denial of a claim under the policy and 
   seeks damages that may fairly be construed to include policy benefits, 
   that cause of action, like a suit for breach of the insurance contract, is 
   governed by the limitations provision in the policy; here, amendment of 
   the complaint to add time-barred bad faith causes of action would have 
   been futile, and the district court did not err in denying leave to amend 
   the complaint.