DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

016008P.pdf   06/18/2001  Eric Calender  v.  American General
   U.S. Court of Appeals Case No:  01-6008
   Eastern District of Missouri   
Bankruptcy Appellate Panel. Bankruptcy court erred in determining American General's secured claim because it failed to subtract an existing first mortgage and a mechanics lien claim from the value of the collateral before it determined the value of the secured claim; remanded for further proceedings.