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022641P.pdf   08/12/2003  Farm Credit Services  v.  American State Bank
   U.S. Court of Appeals Case No:  02-2641
   Northern District of Iowa   
Civil case - Banking. Because Wells Fargo, the payable through bank, failed to comply with Regulation CC requirements (12 C.F.R. Sec. 229.33(a)) and did not provide American, the depository bank with the proper notice of nonpayment, Farm Credit Service, the non-bank drawee, cannot establish a basis for a wrongful claim of late return against American.