043576P.pdf   11/17/2005  Monte A. Murray  v.  American Family
   U.S. Court of Appeals Case No:  04-3576
   Western District of Missouri   
   [PUBLISHED] [Melloy, Author, with Loken, Chief Judge, and Beam,
   Circuit Judge]
   Civil case - Insurance. Vehicle involved in collision with plaintiffs'
   vehicle did not qualify as an uninsured vehicle under their policies
   because National Car Rental, the owner of the vehicle, was self-insured
   and was required by operation of Missouri law to provide the required
   minimum insurance; National Car Rental's offered to pay the sum
   required to meet the minimum insurance, and its claim that it was not the
   primary insurer was not a denial of coverage; National's bankruptcy had
   no effect on the question as the bankruptcy court approved payment of
   the offer; however, the car did qualify as an underinsured vehicle under
   plaintiffs' policies; plaintiffs may not stack the underinsured motorist
   provisions of their multiple policies.