DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

052225P.pdf   03/08/2006  Marva Jean Saunders  v.  Farmers Insurance
   U.S. Court of Appeals Case No:  05-2225
                          and No:  05-2231
                          and No:  05-2228
   Western District of Missouri   
   [PUBLISHED] [Loken, Author, with Fagg and Bye, Circuit Judges]
   Civil case - Civil rights. District court did not err in dismissing claims
   for lack of standing. See this court's opinion in McClain v. American
   Econ. Ins. Co., 424 F.3d 728 (8th Cir. 2005). However, the court erred in
   dismissing plaintiff's claims that the defendants violated the Fair Housing
   Act and the Civil Rights Act by charging homeowners in predominantly
   black neighborhoods higher premium rates for the same type of coverage
   they provided homeowners in white neighborhoods; the filed rate
   doctrine may not be applied to bar damage claims under federal civil
   rights statutes based upon the state's economic regulation of insurance
   rates.