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053791P.pdf   08/14/2006  Michael Hess  v.  CitiBank
   U.S. Court of Appeals Case No:  05-3791
   Western District of Missouri   
   [PUBLISHED] [Colloton, Author, with Murphy and Melloy, Circuit Judges]
Civil case - Consumer law. Provisions of Regulation Z implementing the Truth in Lending Act which state that only natural persons be furnished periodic statements is a permissible reading of the Act; CitiBank did not violate the Truth in Lending Act by failing to send periodic statements to the Hess estate; incorporation of billing statement into CitiBank's probate claim, read liberally in light of the minimal pleading requirements of Missouri probate law, was sufficient to create a claim for interest and provided the estate with reasonable notice that CitiBank's probate claim included interest; CitiBank was entitled to statutory interest on its claim and was entitled to the whole payment made on the claim.