061904P.pdf   02/27/2007  Douglas Wood, et al.  v.  Foremost Insurance
   U.S. Court of Appeals Case No:  06-1904
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Benton, Author, with Melloy and Shepherd,
   Circuit Judges]
   Civil case - insurance. District court erred in
   granting defendant insurer summary judgment on
   plaintiffs' vexatious refusal to pay claims; viewing
   the facts in the light most favorable to plaintiffs,
   a reasonable jury could find that the defendant was
   liable under Missouri's Vexatious Refusal statute;
   however, the district court did not err in granting
   the insurer summary judgment on plaintiffs' personal
   injury claims as the injuries were not reasonably
   foreseeable when the contract was formed.
  
061904P.pdf   12/28/2006  Douglas Wood, et al.  v.  Foremost Insurance
   U.S. Court of Appeals Case No:  06-1904
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Benton, Author, with Melloy and Shepherd, Circuit Judges]
   Civil case - Insurance. District court erred in granting insurer's motion
   for summary judgment; accepting the evidence in the light most favorable
   to the plaintiffs, there was sufficient evidence to support plaintiffs'
   claims that defendant breached the policy by failing to settle within the
   time limits set out in the policy; fact that defendant eventually settled
   the claim in full did not make the matter moot, as plaintiffs sought
   additional damages under Missouri law for vexatious refusal to pay;
   district court did not err in granting defendant summary judgment on
   plaintiffs' claim for injuries suffered while attempting to protect their
   damaged property as Missouri law does not recognize such a claim.