DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

072988P.pdf   06/19/2008  Clayton Poehl  v.  Countrywide Home Loans
   U.S. Court of Appeals Case No:  07-2988
                          and No:  07-3249
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Murphy, Author, with Colloton and Shepherd, Circuit Judges]
   Civil case - Consumer law. Pre-screened mailers offering recipients
   home or auto loans qualified as firm offers of credit under the Fair Credit
   Reporting Act, and defendants did not violate plaintiffs' rights under the
   Act by accessing their credit reports prior to extending the offers.