083452P.pdf   05/29/2009  Estate of Buford L. Anderson  v.  Safeco Ins. Co. of Illinois
   U.S. Court of Appeals Case No:  08-3452
   U.S. District Court for the Western District of Missouri - Joplin   
   [PUBLISHED] [Melloy, Author, with Wollman and Gruender, Circuit Judges]
   Civil case - insurance. Because the driver's insurer denied payment for
   the estate's claim on the basis that the driver was not at fault in the
   accident which killed Buford Anderson, but did not dispute that the
   accident was generally covered by its policy, there was no denial of
   coverage within the meaning of defendant's definition of uninsured
   vehicle, and the defendant had no obligation to pay the estate's claim on
   the uninsured motorist policy it had issued; because the estate could not
   establish that uninsured-motorist coverage existed or that defendant
   engaged in inappropriate tactics when seeking to avoid payment,
   defendant was not liable for vexatious refusal to pay the claim.