DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

101696P.pdf   07/14/2011  New Stream Insurance, LLC  v.  PHL Variable Insurance
   U.S. Court of Appeals Case No:  10-1696
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Smith, Author, with Beam and Benton, Circuit Judges]
   Civil case - Insurance. The district court did not err in determining that
   under Minnesota law the insurer is not required to return premiums paid
   where the insurer is induced to enter a contract for insurance by the actual
   fraud of the insured.