DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

101781P.pdf   02/16/2011  James Kitterman  v.  Coventry Health Care of Iowa
   U.S. Court of Appeals Case No:  10-1781
   U.S. District Court for the Northern District of Iowa - Sioux City   
   [PUBLISHED] [Wollman, Author, with Murphy and Colloton,
   Circuit Judges]
   Civil case - ERISA. Viewing the plan language in its totality, a
   reasonable plan participant would have given the term "Out-of-Pocket
   Maximum" the meaning ascribed to it by the Plan, and the district court
   erred in interpreting the plan to give the term a different meaning.