DISCLAIMER: Any unofficial case summaries below are prepared by the clerk's office
as a courtesy to the reader. They are not part of the opinion of the court.
102275P.pdf 02/10/2012 American Guarantee, etc. v. United States Fidelity, etc.
U.S. Court of Appeals Case No: 10-2275
U.S. District Court for the Eastern District of Missouri - St. Louis
[PUBLISHED] [Bye, Author, with Colloton and Gruender, Circuit Judges]
Civil Case - diversity. In dispute between excess and primary insurers of
trucking company whose tractor trailer was involved in fatal traffic
accident, excess carrier sued the primary carrier, alleging bad faith in
failing to settle the underlying claim within the policy limits. District
court's grant of summary judgment to primary carrier is affirmed.
District court did not erred in determining Missouri law applied, as the
place of the injury to insured bears little relation to the dispute between
the insurers, the injurious conduct in a bad faith failure-to-settle occurred
in Missouri, the place of the business of the party favored neither state,
and the relevant relationship to consider is the two insurers. Applying
Missouri law, the district court did not err in determining the bad faith
claim failed because the insured never made a demand for the primary
insurer to settle within the policy limits.