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102275P.pdf   02/10/2012  American Guarantee, etc.  v.  United States Fidelity, etc.
   U.S. Court of Appeals Case No:  10-2275
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Bye, Author, with Colloton and Gruender, Circuit Judges]
Civil Case - diversity. In dispute between excess and primary insurers of trucking company whose tractor trailer was involved in fatal traffic accident, excess carrier sued the primary carrier, alleging bad faith in failing to settle the underlying claim within the policy limits. District court's grant of summary judgment to primary carrier is affirmed. District court did not erred in determining Missouri law applied, as the place of the injury to insured bears little relation to the dispute between the insurers, the injurious conduct in a bad faith failure-to-settle occurred in Missouri, the place of the business of the party favored neither state, and the relevant relationship to consider is the two insurers. Applying Missouri law, the district court did not err in determining the bad faith claim failed because the insured never made a demand for the primary insurer to settle within the policy limits.