106045P.pdf   02/08/2011  Northland National Bank  v.  David Lindsey
   U.S. Court of Appeals Case No:  10-6045
   U.S. Bankruptcy Court for the Western District of Missouri - Kansas City   
   [PUBLISHED] [Nail, Author, with Kressel, Chief Judge, and Saladino,
   Bankruptcy Judge]
   Bankruptcy Appellate Panel. Bankruptcy Court did not err in finding
   that the bank's claim against debtor was dischargeable under 11 U.S.C.
   Sec. 523(a)(2)(B); the court did not clearly err in finding that debtor and
   his wife's financial statements did not paint a substantially untruthful
   picture of their financial situation and that the statement were not
   materially false; nor did the court err in finding that the bank did not rely
   on the statements; court's finding that the debtor lacked requisite intent to
   deceive the bank was not clearly erroneous.