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                        as a courtesy to the reader. They are not part of the opinion of the court.

106056P.pdf   12/09/2010  Kip M. Kaler  v.  Able Debt Settlement, Inc.
   U.S. Court of Appeals Case No:  10-6056
   U.S. Bankruptcy Court for the District of North Dakota - Fargo   
   [PUBLISHED] [Federman, Author, with Venters and Saladino,
   Bankruptcy Judges]
Bankruptcy Appellate Panel. Bankruptcy court did not err in finding that debtors' payments to Able Debt Settlement for debt settlement services were not fraudulent transfers pursuant to 11 U.S.C. Sec. 548(a)(1)(B), as debtors received reasonably equivalent value in exchange for the service fees.