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111553P.pdf   12/15/2011  James Dunham  v.  Portfolio Recovery Associates
   U.S. Court of Appeals Case No:  11-1553
   U.S. District Court for the Eastern District of Arkansas - Little Rock   
   [PUBLISHED] [Smith, Author, with Melloy and Benton, Circuit Judges]
   Civil case - Consumer law. The provisions of 15 U.S.C. Sec. 1692a(3)
   include individuals who are mistakenly dunned by debt collectors, and the
   district court erred in finding that the plain language of the section's
   definition of "consumer" did not apply to plaintiff because the debt
   collector mistakenly alleged he owed a debt; however, the defendant
   sufficiently verified the debt under the provisions of Sec. 1692g(b), and
   the district court's order granting the defendant summary judgment is
   affirmed.