DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

112061P.pdf   02/02/2012  Sharon K. Palmer  v.  Illinois Farmers Insurance Co.
   U.S. Court of Appeals Case No:  11-2061
                          and No:  11-2064
                          and No:  11-2065
                          and No:  11-2067
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Murphy, Author, with Loken and Shepherd, Circuit Judges]
   Civil case - Insurance. In a class action alleging defendant insurers
   violated Minnesota state law by failing to apply a discount for cars with
   antitheft devices, the district court did not err in dismissing the suit as 
   the contract provisions on which plaintiffs base their claims are not 
   sufficiently specific to overcome the Minnesota courts' reluctance to 
   intervene in the state's administrative scheme of insurance regulation and 
   enforcement and create a contractual duty distinct from the statutory mandate.