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113100P.pdf   05/30/2012  Joseph Wise  v.  American Standard Insurance Co
   U.S. Court of Appeals Case No:  11-3100
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Smith, Author, with Riley, Chief Judge, and Shepherd,
   Circuit Judge]
   Civil case - insurance. District court did not err in concluding plaintiffs
   were not entitled to recover under the policies in question because
   stacking them still did not result in an amount exceeding the tortfeasor's
   liability insurance.