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116006P.pdf   09/16/2011  David H. Heide  v.  David L. Juve
   U.S. Court of Appeals Case No:  11-6006
   U.S. Bankruptcy Court for the District of Minnesota - Fergus Falls   
   [PUBLISHED] [Schermer, Author, with Federman and Nail,
   Bankruptcy Judges]
Bankruptcy Appellate Panel. The undisputed facts, viewed in the light most favorable to debtor, do not support a determination that the creditor's financing arrangement was with the debtor; at the time of the loans, debtor's representations concerning the value of his inventory were not false, and he could not, therefore, have obtained the loans by fraud; debtor did not have an ongoing duty under Sec. 523(a)(2)(A) to advise the creditor that the value of the inventory was decreasing and any failure to do so was not fraudulent conduct