DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

116032P.pdf   11/16/2011  Jeffrey L. White  v.  Commercial Bank & Trust Co.
   U.S. Court of Appeals Case No:  11-6032
                          and No:  11-6033
   U.S. Bankruptcy Court for the Eastern District of Arkansas - Pine Bluff   
   [PUBLISHED] [ Kressel, Author, with Schermer and Saladino,
   Circuit Judges]
   Bankruptcy Appellate Panel. Since both debtors' property would be
   totally exempt in the absence of Commercial Bank's liens, it follows that
   the bank's line impairs the debtors' exemption and is therefore avoidable.