DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

121716P.pdf   07/03/2013  Gale Halvorson  v.  Auto-Owners Insurance Company
   U.S. Court of Appeals Case No:  12-1716
   U.S. District Court for the District of North Dakota - Fargo   
   [PUBLISHED] [Smith, Author, with Loken and Benton, Circuit Judges] 
   Civil case - Class actions. The district court abused its discretion when 
   it certified a class where individual issues will predominate, and the 
   plaintiffs' claims should not have been certified as a class action.