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121835P.pdf   03/11/2013  Natasha Dallas  v.  American General Life
   U.S. Court of Appeals Case No:  12-1835
   U.S. District Court for the Eastern District of Missouri - St. Louis   
   [PUBLISHED] [Riley, Author, with Wollman and Melloy, Circuit Judges]
   Civil case - Insurance. Under Missouri law, payment of a policy'sfirst
   premium is a condition precedent to the validity of the policy, and the
   district court did not err in finding that plaintiff's failure to make the first
   payment voided the policy; plaintiff failed to present a submissible case
   of estoppel or waiver under Missouri law.