DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

121975P.pdf   02/05/2013  Susan Reindl  v.  Hartford Life and Accident Ins
   U.S. Court of Appeals Case No:  12-1975
   U.S. District Court for the Eastern District of Missouri - Cape Girardeau   
   [PUBLISHED] [Bye, Author, with Melloy and Smith, Circuit Judges]
   Civil case - ERISA. District court did not err in finding plaintiff failed
   to exhaust her administrative remedies as a letter she sent could
   reasonably be construed by the plan administrator as a request for
   documents rather than as a request for an appeal.