DISCLAIMER:  The following unofficial case summaries are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

122822P.pdf   08/01/2013  Petco Animal Supplies Stores  v.  Insurance Co. of North America
   U.S. Court of Appeals Case No:  12-2822
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Colloton, Author, with Wollman and Bye, Circuit Judges] 
   Civil case - Insurance. The district court did not err in finding that 
   defendant was not obligated to defend or indemnify plaintiff in its 
   underlying litigation with a customer who suffered losses in a fire 
   started by an aquarium heater sold by plaintiff, as plaintiff failed to 
   show that the heater complied with any mandatory or voluntary safety 
   standards, a condition precedent to coverage.