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123170P.pdf   11/14/2013  Barbara Eichholz  v.  Secura Supreme Insurance Co.
   U.S. Court of Appeals Case No:  12-3170
                          and No:  12-4032
   U.S. District Court for the Western District of Missouri - Jefferson City   
   [PUBLISHED] [Melloy, Author, with Murphy and Shepherd, Circuit Judges] 
   Civil case - Insurance. The landlord's insurance policy unambiguously 
   precludes coverage of the wrongful death damages the landlord owes the 
   plaintiffs, and the district court erred in finding the plaintiffs were 
   entitled to collect $1 million in insurance proceeds from the insurer; it 
   was undisputed that the landlord owned the apartment building where 
   plaintiffs' decedents were killed as a business property and the policy in 
   question, a personal umbrella insurance policy, excluded the insured's 
   business properties.