DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

126010P.pdf   10/30/2012  Susan Shaffer  v.  Iowa Student Loan Liquidity
   U.S. Court of Appeals Case No:  12-6010
   U.S. Bankruptcy Court for the Southern District of Iowa - Davenport   
   [PUBLISHED] [Nail, Author, with Kressel, Chief Judge, and
   Schermer, Bankruptcy Judge]
Bankruptcy Appellate Panel. Judgement discharging debtor's student loans affirmed ; the court did not err in finding: (1) she could not repay the loans without undue hardship; (2) the limits on her earning power were not self-imposed and (3) that debtor's mental health impacted her earning power, even in the absence of expert testimony on the issue.