DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

126020P.pdf   07/09/2012  Erik Nielsen  v.  ECMC
   U.S. Court of Appeals Case No:  12-6020
   U.S. Bankruptcy Court for the Southern District of Iowa - Council Bluffs   
   [PUBLISHED] [Saladino, Author, with Kressel, Chief Judge, and
   Federman, Bankruptcy Judge]
   Bankruptcy Appellate Panel. Bankruptcy Court did not err in
   determining debtor's student loans were not dischargeable as he failed to
   meet his burden of proving that repayment would impose an undue
   hardship