DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

126025P.pdf   11/29/2012  Kip M. Kaler  v.  Susan Bala
   U.S. Court of Appeals Case No:  12-6025
   U.S. Bankruptcy Court for the District of North Dakota - Fargo   
   [PUBLISHED] [Saladino, Author, with Federman and Venters,
   Bankruptcy Judges]
   Bankruptcy Appellate Panel. Bankruptcy court ruling that the
   bankruptcy estate was entitled to the cash value proceeds of a life
   insurance policy the debtor obtained for Bala during her employment
   with the debtor is affirmed.