126058P.pdf   04/18/2013  David Heide  v.  David Juve
   U.S. Court of Appeals Case No:  12-6058
   U.S. Bankruptcy Court for the District of Minnesota - Fergus Falls   
   [PUBLISHED] [Nail, Author, with Federman, Chief Judge, and Schermer,
   Bankruptcy Judge]
   Bankruptcy Appellate Panel. For the Panel's earlier opinion in the
   matter, see Heide v. Juve (In re Juve), 455 B.R. 890 (BAP 8th Cir. 2011). 
   The record does not support the bankruptcy court's finding that debtor
   made a fraudulent representation to Heide concurrent with Heide's loans
   under the parties' modified oral agreement, and the bankruptcy court's
   judgment is reversed to the extent it determined $300,000 of the amount
   debtor owes Heide is nondischargeable; however, another portion of the
   money loaned to debtor was obtained under false pretenses, and the
   record amply supported the bankruptcy court's conclusion that the debt
   for $50,490 arising from a 2008 Las Vegas deal was a personal debt
   incurred by debtor and should be excepted from discharge.