131086P.pdf   02/27/2014  Kip Kaler  v.  Susan Bala
   U.S. Court of Appeals Case No:  13-1086
   Appeal from the Bankruptcy Appellate Panel for the Eighth Circuit   
   [PUBLISHED] [Melloy, Author, with Riley, Chief Judge, and Kelly, Circuit 
   Judge] 
   Civil case - Bankruptcy. Bankruptcy Appellate Panel judgment holding the 
   bankruptcy estate of Bala's former employer was entitled to the 
   liquidation proceeds of a cash-value life insurance policy the employer 
   had purchased for her is reversed; the terms of the agreement between Bala 
   and the employer granted the employer only the limited right to receive a 
   repayment of the policy premiums from the cash value upon surrender of the 
   policy, and since Bala never surrendered the policy, the estate did not 
   possess a right to control the policy or receive its liquidation proceeds. 
   Chief Judge Riley, concurring in the judgment.