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131863P.pdf   01/07/2014  Thomas Dickson  v.  American Bankers Insurance Co.
   U.S. Court of Appeals Case No:  13-1863
   U.S. District Court for the District of North Dakota - Bismarck   
   [PUBLISHED] [Murphy, Author, with Bye and Smith, Circuit Judges] 
   Civil case - Insurance. The district court erred in granting plaintiffs' 
   motion for summary judgment for debris removal costs incurred after the 
   2011 Bismarck, North Dakota flooding as the plaintiffs' failure to file a 
   proof of loss for the costs barred recovery under the provisions of the 
   policy.