DISCLAIMER: Any unofficial case summaries below are prepared by the clerk's office
as a courtesy to the reader. They are not part of the opinion of the court.
131881P.pdf 07/11/2014 Elaine Huffman v. Credit Union of Texas
U.S. Court of Appeals Case No: 13-1881
U.S. District Court for the Western District of Missouri - Kansas City
[PUBLISHED] [Loken, Author, with Riley, Chief Judge, and Bye, Circuit
Judge]
Civil case - Consumer law. In action alleging defendant's motor vehicle
loan contracts violated the Missouri Merchandising Practices Act by
failing to disclose that the loan costs included premiums for insurance
covering borrower default and repossessions and that defendant violated
the Missouri UCC when its agent failed to provide plaintiffs with
consumer-goods notices required by Mo. Rev. Stat. Sec. 400.9-614 before
selling repossessed vehicles, the district court did not err in finding
that the Missouri UCC claims were time-barred by the five-year statute of
limitations in Mo. Rev. Stat. Sec. 516.120(2). See Rashaw v. United
Consumers Credit Union, 685 F.3d 739 (8th Cir. 2012). Plaintiffs' Missouri
Merchandising Practices Act claims were also time-barred.