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131881P.pdf   07/11/2014  Elaine Huffman  v.  Credit Union of Texas
   U.S. Court of Appeals Case No:  13-1881
   U.S. District Court for the Western District of Missouri - Kansas City   
[PUBLISHED] [Loken, Author, with Riley, Chief Judge, and Bye, Circuit Judge] Civil case - Consumer law. In action alleging defendant's motor vehicle loan contracts violated the Missouri Merchandising Practices Act by failing to disclose that the loan costs included premiums for insurance covering borrower default and repossessions and that defendant violated the Missouri UCC when its agent failed to provide plaintiffs with consumer-goods notices required by Mo. Rev. Stat. Sec. 400.9-614 before selling repossessed vehicles, the district court did not err in finding that the Missouri UCC claims were time-barred by the five-year statute of limitations in Mo. Rev. Stat. Sec. 516.120(2). See Rashaw v. United Consumers Credit Union, 685 F.3d 739 (8th Cir. 2012). Plaintiffs' Missouri Merchandising Practices Act claims were also time-barred.