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132490P.pdf   07/11/2014  Mike McCarty  v.  Southern Farm Bureau Casualty
   U.S. Court of Appeals Case No:  13-2490
   U.S. District Court for the Eastern District of Arkansas - Pine Bluff   
   [PUBLISHED] [Riley, Author, with Bye and Kelly, Circuit Judges] 
   Civil case - Federal Flood Insurance. The district court erred in excusing 
   plaintiff from complying with the Standard Flood Insurance Program's proof 
   of loss requirement; even if the defendant, the government's fiscal agent, 
   wished to waive the requirement, it could not do so without an express 
   written waiver from FEMA.