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132903P.pdf   07/31/2014  Jessica Syfco  v.  Encompass Indemnity Company
   U.S. Court of Appeals Case No:  13-2903
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Bye, Author, with Wollman and Benton, Circuit Judges] 
   Civil case - Insurance. The district court erred in determining the 
   homeowner's policy in issue did not cover repair costs to plaintiff's home 
   which allegedly resulted from a broken drain pipe under a basement shower 
   stall as the damage was not excluded under the policy's seepage exclusion; 
   the district court further erred when it determined the seepage or leakage 
   exclusion for mold remediation barred all of plaintiff's claims; remanded 
   for further proceedings.