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133324P.pdf   03/03/2015  BancInsure, Inc.  v.  Highland Bank
   U.S. Court of Appeals Case No:  13-3324
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Loken, Author, with Beam and Gruender, Circuit Judges] 
   Civil case - Insurance. Where the plaintiff denied a claim under the 
   Financial Institution Bond it issued to the Highland Bank, the district 
   court did not err in determining that the Bank's claim did not fall within 
   the coverage; while a provision of the Bond protected the Bank from a 
   forged guaranty, under the facts of this case, the Bank's loss did not 
   result directly from the the forged personal guaranty because the guaranty 
   was worthless to the Bank when it entered into the transactions in 
   question.