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136014P.pdf   01/09/2014  Arvest Bank  v.  Empire Bank
   U.S. Court of Appeals Case No:  13-6014
   U.S. Bankruptcy Court for the Western District of Missouri - Springfield   
   [PUBLISHED] [Saladino, Author, with Nail and Shodeen, Bankruptcy Judges] 
   Bankruptcy Appellate Panel. Arvest Bank and debtors failed to meet their 
   burden of proof and the bankruptcy court erred in holding that the Empire 
   Bank deed of trust is invalid for lack of consideration; the language used 
   in the deed of trust is not latently ambiguous and is, in fact, 
   susceptible to only one interpretation - that the deed of trust is 
   security for all obligations the debtors owed Empire Bank; reversed and 
   remanded for further proceedings consistent with the opinion.