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                        as a courtesy to the reader. They are not part of the opinion of the court.

136061P.pdf   05/15/2014  Community Finance Group, Inc.  v.  Robert L. Fields
   U.S. Court of Appeals Case No:  13-6061
   U.S. Bankruptcy Court for the District of Minnesota - Duluth   
   [PUBLISHED] [Schermer, Author, with Federman, Chief Judge, and Nail, 
   Bankruptcy Judge] 
   Bankruptcy Appellate Panel. The bankruptcy court did not clearly err in 
   excepting a debt from discharge based on its findings that debtor made a 
   misrepresentation to the lender regarding how the proceeds of a loan would 
   be used and the lender justifiably relied on the misrepresentation.