141882P.pdf   05/21/2015  Zup's of Babbitt-Aurora, Inc.  v.  West Bend Mutual Insurance Co.
   U.S. Court of Appeals Case No:  14-1882
                          and No:  14-1950
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Gruender, Author, with Shepherd and Kelly, Circuit Judges] 
   Civil case - Insurer. In an action to determine which insurer was 
   responsible for the insured's lost income following a fire which destroyed 
   its store and adjacent shopping mall, applying either the "closeness to 
   the risk" test or the "total policy insuring intent" test, Security 
   National's coverage of lost income from the supermarket was the primary 
   coverage and West Bend only had liability if Security National's coverage 
   was exhausted; since it is undisputed that Security's coverage was not 
   exhausted, Security was responsible for the insure's lost supermarket 
   income.