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142234P.pdf   08/20/2015  St. Paul Fire & Marine Ins.  v.  Abhe & Svoboda, Inc.
   U.S. Court of Appeals Case No:  14-2234
   U.S. District Court for the District of Minnesota - Minneapolis   
[PUBLISHED] [Colloton, Author, with Wollman and Beam, Circuit Judges] Civil Case - diversity. District court's grant of summary judgment to insurer, concluding the insurance policy was void ab initio because insured breached its duty of good faith under the doctrine of uberrimae fidei, is reversed. The showing of actual reliance and objective materiality are necessary elements to void an insurance policy under the doctrine of uberrimae fidei. Because there were genuine issues of material fact as to whether the insurer relied of the insured's failure to disclose information about the lack of watertight bulkheads and the value of the vessel, the grant of summary judgment is reversed.