151796P.pdf   08/18/2016  Curtis Johnson  v.  AGRI
   U.S. Court of Appeals Case No:  15-1796
   U.S. District Court for the Eastern District of Arkansas - Little Rock   
   [PUBLISHED] [Kelly, Author, with Gruender, Circuit Judge, and Ericksen, 
   District Judge] 
   Civil case - Equal Credit Opportunity Act. In action alleging the USDA 
   discriminated against plaintiff on the basis of his race in administering 
   its loan programs, plaintiff's claims under the Equal Credit Opportunity 
   Act were not precluded by the Office of the Assistant Secretary for Civil 
   Rights' final decision on his complaint as the USDA's procedures under 7 
   C.F.R. Pt. 15d are too barebones to bar future federal court litigation; 
   plaintiff's complaint was sufficient to state a claim against agency 
   employees who met the relevant definition of creditor; two employees of 
   the USDA's National Appeals Division did not meet the definition and they 
   were properly dismissed; plaintiff's conspiracy claims were properly 
   dismissed under the intracorporate conspiracy doctrine; when a remedial 
   scheme is entirely created by regulation, it does not preclude a Bivens 
   claim, and the court erred in dismissing this claim. Reversed in part, and 
   remanded for further proceedings.