163173P.pdf   08/29/2017  Steven Demarais  v.  Gurstel Chargo, P.A.
   U.S. Court of Appeals Case No:  16-3173
   U.S. District Court for the District of Minnesota - Minneapolis   
   [PUBLISHED] [Benton, Author, with Beam and Murphy, Circuit Judges] 
   Civil case - Fair Dept Collection Practices Act. Plaintiff's allegations 
   concerning defendant's actions were sufficient to allege concrete injuries 
   in fact, and he had standing to sue; the district court erred in 
   determining plaintiff's action was time-barred as separate communications 
   can create separate causes of action arising from collection of a single 
   debt; plaintiff's complaint plausibly pled that defendant threatened to 
   take an action - go to trial - it did not intend to take and plausibly 
   pled a violation of Section 1692e; the district court erred in dismissing 
   plaintiff's claim that defendant's letter and discovery requests 
   concerning a dismissed action violated Section 1692f(1). Judge Beam 
   concurs in the judgment.