DISCLAIMER: Any unofficial case summaries below are prepared by the clerk's office
as a courtesy to the reader. They are not part of the opinion of the court.
164045P.pdf 06/28/2018 Federal Insurance Company v. Great American Insurance Co.
U.S. Court of Appeals Case No: 16-4045
U.S. District Court for the Eastern District of Missouri - St. Louis
[PUBLISHED] [Melloy, Author, with Gruender and Shepherd, Circuit Judges]
Civil case - Insurance. Plaintiff's insured's employee was guilty of gross
negligence when he repeatedly shot, and encouraged others to shoot, a
handgun in the general direction of a small lake in a residential area,
thereby resulting in a young girl's death; in making that determination,
the court could consider the employee's conviction for Reckless Killing
because the criminal conduct was finally determined through state court
criminal proceedings; because the conduct constituted gross negligence
under the relevant indemnity clause, defendant Great American was not
liable for the loss, and the district court erred in relying on the clause
to require Great American to indemnify Federal and Zurich; with respect to
the liability for the settlement amount and the question of the relative
priorities of the three insurers, the district court did not resolve the
issues, and the court determines that it would be best to remand the
matter and have the district court consider these matters in the first
instance.