172410P.pdf   09/07/2018  William Hatcher  v.  MDOW Insurance Company
   U.S. Court of Appeals Case No:  17-2410
   U.S. District Court for the Eastern District of Arkansas - Helena   
   [PUBLISHED] [Melloy, Author, with Benton and Grasz, Circuit Judges] 
   Civil case - Insurance. The district court did not err in finding that the 
   evidence was overwhelming that the insurance policy on plaintiff's 
   property included an actual-cash-value endorsement;if this provision in 
   the applicable 2015 policy was a change to the prior policy, plaintiff had 
   adequate notice of the change and his premium for the 2015 policy served 
   as consideration; plaintiff could testify as to the value of his home, and 
   by extension, depreciation over the period of time between its 
   construction and his fire loss; the district court's ruling in a sidebar 
   sustaining defendant's objection to the testimony was not communicated to 
   the jury and it was never admonished to disregard the evidence; as a 
   result, even if the court's ruling in the sidebar was erroneous, it caused 
   plaintiff no harm; in any event, plaintiff has failed to provide the court 
   with a transcript of the final day of trial, and the issue cannot be 
   reviewed.