DISCLAIMER: Any unofficial case summaries below are prepared by the clerk's office
as a courtesy to the reader. They are not part of the opinion of the court.
173404P.pdf 02/08/2019 Houston Casualty Company v. Strata Corporation
U.S. Court of Appeals Case No: 17-3404
and No: 17-3405
U.S. District Court for the District of North Dakota - Fargo
[PUBLISHED] [Gruender, Author, with Smith, Chief Judge, and Loken, Circuit
Judge]
Civil case - Insurance. Strata's employee was killed in a mine accident
and his estate brought suit under Montana law, alleging that the Strata's
intentional failure to maintain a safe workplacae triggered an exception
to the Montana Workers Compensation Act which provided the exclusive
remedy for work injuries; Strata settled the suit and sought contribution
from Houston under an excess liability policy; the district court did not
err in determining the excess insurance policy did not cover the estate's
claim as the policy was subject to the exclusions contained in the
underlying coverage by the primary insurer which plainly state that
coverage is subject to the Montana Intentional Acts Exclusion Endorsement;
because the excess policy did not provide coverage, Houston did not breach
its duty of good faith by denying coverage and refusing payment.