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173426P.pdf   12/06/2018  Gary Leirer  v.  Procter & Gamble Dis. Benefit
   U.S. Court of Appeals Case No:  17-3426
   U.S. District Court for the Eastern District of Missouri - St. Louis   
[PUBLISHED] [Wollman, Author, with Kelly and Erickson, Circuit Judges] Civil Case - ERISA. The district court did not err in applying an abuse-of-discretion review of the company's benefits determination, as Leiter did not show that a serious procedural irregularity existed which caused a serious breach of the plan administrator's fiduciary duty to him: Leiter was not prejudiced by any omission in providing Plan documents to him; his claim that a nurse provided his doctor with an incomplete definition of total disability was not presented to the district court and will not be considered on appeal; and the company's denial letter adequately apprised Leirer of the reasons underlying the company's decision. Substantial evidence supported the decision to deny total disability benefits, and the district court did not abuse its discretion in denying total disability benefits or in declining to remand for further discovery. The district court did not abuse its discretion in failing to award statutory penalties for failing to provide him with 2012 Plan documents, as he was not prejudiced and he did not show bad faith.