DISCLAIMER:  Any unofficial case summaries below are prepared by the clerk's office
                        as a courtesy to the reader. They are not part of the opinion of the court.

176032P.pdf   08/24/2018  Erin R. Kemp  v.  U.S. Department of Education
   U.S. Court of Appeals Case No:  17-6032
   U.S. Bankruptcy Court for the Western District of Arkansas - Fayetteville   
   [PUBLISHED] [Saladino, Author, with Nail and Shodeen, Bankruptcy Judges] 
   Bankruptcy Appellate Panel. Order denying a discharge of debtor's student 
   loan obligations affirmed; the bankruptcy court did not err in determining 
   under the totality-of-the-circumstances test that debtor had not met her 
   burden of proving an undue hardship under 11 U.S.C. Sec. 523(a)(8).