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183448P.pdf   01/03/2020  Westchester Surplus Lines Ins.  v.  Interstate Underground Warehse
   U.S. Court of Appeals Case No:  18-3448
   U.S. District Court for the Western District of Missouri - Kansas City   
   [PUBLISHED] [Colloton, Author, with Loken and Kobes, Circuit Judges] 
   Civil case - Insurance. The district court did not err in determining that 
   Interstate's losses in the collapse of limestone mine were not covered by 
   the insurance policy issued by Westchester; applying the meaning that 
   would be attached by an ordinary person of average understanding, the 
   rubble zone about the natural ceiling of the mine was not part of the 
   covered building; because the decay that caused the collapse occurred 
   within the rubble zone, it follows that collapse was not caused by 
   building decay as that term is used within the meaning of the policy.