DISCLAIMER: The following unofficial case summaries are prepared by the clerk's office
as a courtesy to the reader. They are not part of the opinion of the court.
192415P.pdf 11/18/2020 Meridian Security Insurance Co v. Lois Schmitt-Selken
U.S. Court of Appeals Case No: 19-2415
U.S. District Court for the Northern District of Iowa - Cedar Rapids
[PUBLISHED] [Erickson, Author, with Loken and Shepherd, Circuit Judges]
Civil case - Insurance. The district court did not err in determining that
the uninsured motorist provision in defendant's policy did not cover
injuries she suffered as a passenger in her husband's vehicle because the
"owned-but-not-insured" exclusion applied; defendant's argument that the
definition of "you" in the policy requires joint ownership of the vehicle
before the exclusion applies is neither a reasonable interpretation of the
policy, nor consistent with the purposes of an "owned-but-not-insured"
exclusion.