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201694P.pdf   08/24/2021  Gary Williams  v.  Unum Life Insurance Co.
   U.S. Court of Appeals Case No:  20-1694
   U.S. District Court for the Western District of Missouri - Kansas City   
   [PUBLISHED] [Stras, Author, with Smith, Chief Judge, and Arnold, Circuit 
   Judge] 
   Civil case - Insurance. The accidental-death-and-dismemberment insurance 
   policy did not qualify as a health plan under Maine law, and the defendant 
   insurer's decision to deny benefits was subject to the abuse-of-discretion 
   standard of review; the district court properly applied this standard and 
   did not err in determining that the insurer did not abuse its discretion 
   in denying plaintiff's claim for benefits.