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202192P.pdf   08/30/2021  James Dowden  v.  Cornerstone National Insurance
   U.S. Court of Appeals Case No:  20-2192
   U.S. District Court for the Western District of Arkansas - Hot Springs   
[PUBLISHED] [Smith, Author, with Wollman and Stras, Circuit Judges] Civil case - Insurance. The bankruptcy trustee for the insured brought this action against Cornerstone, alleging it breached its duty to defend the insured by failing to timely file an answer to a complaint filed against the insured arising out of a traffic accident; the district court did not err in granting Cornerstone's motion for summary judgment because Cornerstone had no duty to defend the insured when he failed to strictly comply with a condition precedent to coverage - promptly forwarding the complaint and summons to Cornerstone; the actions of Cornerstone's claims representative did not waive this requirement and Cornerstone was not estopped from asserting it.